Must Reads

Budget

Save Money This Summer With Free Fun

If you’re working hard to save your pennies — and if you’re reading this blog, I bet you are! — summer can be a dangerous time. Social media is full of everyone’s vacation photos, and if you have some free time, it’s very tempting to fill it with expensive daytime recreation

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lower credit card interest rate
Debt Payoff

Your Guide to Getting a Lower Credit Card Interest Rate

Your Complete Guide to Getting a Lower Credit Card Interest Rate Today If you’re struggling under the weight of credit card debt, you’re not alone. The average American household carries over $6,000 in credit card debt, and that means paying thousands of dollars in interest over several decades if you

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Debt Payoff

No Refund? Tips for Paying Your Taxes Painlessly

No Refund? Tips for Paying Your Taxes Painlessly In my last post, I talked about ways to use your tax refund to jump-start your savings. But what if you aren’t getting a refund this year? What if — gulp! — you will be paying your taxes this year? If you

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Earn

Side Hustle Finances 101

Welcome to the final post in our series about earning extra income with a smart side hustle! (If you missed the first two posts, you can learn how to choose the perfect side hustle for you and get tips for launching your side gig to get up to speed.) Knowing how to

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Earn

How to Launch Your Side Hustle

Welcome to the second post in this series about starting a side hustle to boost your income. If you missed the first post, I recommend you start there to decide which side gig is right for you. Then come right back here to learn about the next step, which is: How

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Earn

How to Choose the Right Side Hustle for You

When it comes to getting out of debt and cleaning up your personal finances, you basically have two choices: Cut back on your spending, or start earning more money. You may not have control over your next raise, but you definitely have the power to pick up a side hustle

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Save for the holidays!
Must Reads

Free (and Cheap) Fun for the Holidays! Enjoy Life!

Free (and Cheap!) Fun for the Holidays   I talk a lot about the importance of saving your money and paying down your debt, but life isn’t all about penny-pinching. In fact, the whole point of being more financially responsible today is so that you can enjoy yourself in the

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Debt Payoff

Should You Refinance Your Student Loan?

Financial services company SoFi is in hot water for falsely advertising how much its customers can save if they refinance their student loans. The company agreed to alter its messaging after a recent settlement with the Federal Trade Commission. If you’re anything like me when I was starting my college

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Budget

Prepare for the Holidays

Photo by Ron Dauphin on Unsplash Now that Halloween is over, the Holiday Season is upon us! If you have walked in any store recently, including your grocery store, you may have noticed aisles full of red and green items. David Thoreau once said “The way you spend Christmas is far more important

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