Must Reads

Finally Made a Budget
Budget

Funny Music Video!

Haven’t Made a Budget Music Video https://www.brainymoney.com/wp-content/uploads/2019/08/Havent-Made-a-Budget-Yet_08-27-19-1080p-660729b7-a7e9-4fa1-a949-f97ee884c453.mp4 0 Views

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Invest

Own Your Retirement: Choosing Your IRA Investments

Own Your Retirement: Choosing Your IRA Investments In my last two posts, I broke down two of the most popular ways to save for retirement by exploring both traditional IRAs and Roth IRAs. But once you choose the type of IRA you want, you’re not quite done. You still have

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Invest

Own Your Retirement: Roth IRA Basics

Own Your Retirement: Roth IRA Basics Welcome back to my series of posts on the basics of saving for retirement. The previous post was about traditional IRAs, which are the most basic way that Americans can set aside money for their golden years. Today we’re going to explore the Roth

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Invest

Own Your Retirement: Traditional IRA Basics

Own Your Retirement: Traditional IRA Basics Saving for your retirement is one of the most important things you can do for yourself. I talk about building savings all the time, but if you find yourself wondering exactly what to do with the money you’ve been setting aside, you’re not alone.

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Must Reads

How to Make SMART Financial Goals

Most people start their personal finance journeys because they don’t like the way they’re living and want to do better. But “doing better” is pretty vague. Whether you want pay down your debt or build your nest egg, you’ll need to make some specific, smart financial goals if you want

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Save

Emergency Fund 101: Your Complete Guide

Emergency Fund 101: Your Complete Guide You know how when you get on an airplane, the emergency instructions tell you to secure your own oxygen mask first, before trying to help the people around you? Having an emergency fund is like that. You absolutely must take care of this basic

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Budget

Money Mindfulness: Tips to Stay on Track

Money Mindfulness: Tips to Stay on Track If you’ve spent any time at all on social media lately, you’ve probably noticed that #mindfulness is everywhere. Everyone from your earthy-crunchy college roommate to lifestyle gurus like Gwyneth Paltrow have something to say about how practicing mindfulness has changed their life. Money

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Budget

Save Money This Summer With Free Fun

If you’re working hard to save your pennies — and if you’re reading this blog, I bet you are! — summer can be a dangerous time. Social media is full of everyone’s vacation photos, and if you have some free time, it’s very tempting to fill it with expensive daytime recreation

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lower credit card interest rate
Debt Payoff

Your Guide to Getting a Lower Credit Card Interest Rate

Your Complete Guide to Getting a Lower Credit Card Interest Rate Today If you’re struggling under the weight of credit card debt, you’re not alone. The average American household carries over $6,000 in credit card debt, and that means paying thousands of dollars in interest over several decades if you

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Debt Payoff

No Refund? Tips for Paying Your Taxes Painlessly

No Refund? Tips for Paying Your Taxes Painlessly In my last post, I talked about ways to use your tax refund to jump-start your savings. But what if you aren’t getting a refund this year? What if — gulp! — you will be paying your taxes this year? If you

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