Debt Payoff

lower credit card interest rate
Debt Payoff

Your Guide to Getting a Lower Credit Card Interest Rate

Your Complete Guide to Getting a Lower Credit Card Interest Rate Today If you’re struggling under the weight of credit card debt, you’re not alone. The average American household carries over $6,000 in credit card debt, and that means paying thousands of dollars in interest over several decades if you

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Debt Payoff

No Refund? Tips for Paying Your Taxes Painlessly

No Refund? Tips for Paying Your Taxes Painlessly In my last post, I talked about ways to use your tax refund to jump-start your savings. But what if you aren’t getting a refund this year? What if — gulp! — you will be paying your taxes this year? If you

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Debt Payoff

Should You Refinance Your Student Loan?

Financial services company SoFi is in hot water for falsely advertising how much its customers can save if they refinance their student loans. The company agreed to alter its messaging after a recent settlement with the Federal Trade Commission. If you’re anything like me when I was starting my college

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Debt Payoff

Is It Possible To Avoid Student Loans By Leaving The Country?

It’s no surprise that America’s education system has left millions in student loan debt they can’t afford. Research shows the average 2017 college graduate finishes school with $39,400 in student loans, six percent higher than 2016. And altogether, Americans owe an astonishing $1.52 trillion in student debt. Student loan debt

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Debt Payoff

Debt Snowball vs. Debt Avalanche: Which Is Best?

Payoff Debt Creating a plan of action for paying down debt can be an overwhelming task, especially if your loans are coming from a variety of places with different interest rates (student loans, car loans, credit cards, etc.). And because no one’s debt situation is exactly alike, it’s hard to

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Debt Payoff

5 Strategies For Paying Down Debt

There’s a reason why the phrase “saddled with debt” exists. Whether it’s student loans, credit card debt or a looming car payment, living with debt means you’re no longer in the driver’s seat. Rather than you managing your money, your money’s began to manage you. But it doesn’t have to

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