Must Reads

Ego and Money
Must Reads

How You Get Tricked You Into Spending

Psych 101: How Id, Ego and Superego Trick You Into Spending — and What to Do About It   Advertisers use a lot of psychological tricks to get you to spend your money. From TV to social media, we’re constantly bombarded with images that are designed to get us to

Read More »
Credit Card Basics
Credit

How Credit Works: Secured vs. Unsecured Debt

How Credit Works: Secured vs. Unsecured Debt   In the previous posts in this series, we’ve looked at how your FICO score works and how to build your credit if you’re starting from scratch. One of the biggest steps to take when building your credit rating is to open a

Read More »
Credit Score
Credit

How Credit Works: Tips for Building Credit

  If you plan to make any major purchases in your life — say, a college education, a car or a house — you’ll either need a giant pile of cash on hand or access to credit. For most of us, credit is a necessity in life. That means you’ll

Read More »
Rent vs Buy
Budget

Is Renting Financially More Prudent?

  Finding independent housing is one of the first steps of “adulting”. Maybe you’re considering the possibility of relocating to a different city for a new job or finally moving out of your parent’s home, either way, your journey to find a home has begun. As you start the process,

Read More »
Debt Payoff

Debt Snowball vs. Debt Avalanche: Which Is Best?

Payoff Debt Creating a plan of action for paying down debt can be an overwhelming task, especially if your loans are coming from a variety of places with different interest rates (student loans, car loans, credit cards, etc.). And because no one’s debt situation is exactly alike, it’s hard to

Read More »
Debt Payoff

5 Strategies For Paying Down Debt

There’s a reason why the phrase “saddled with debt” exists. Whether it’s student loans, credit card debt or a looming car payment, living with debt means you’re no longer in the driver’s seat. Rather than you managing your money, your money’s began to manage you. But it doesn’t have to

Read More »
Understand FICO scores
Credit

How Credit Works: Understanding Your FICO Score

How Credit Works: Understanding Your FICO Score   Though you might not spend much time thinking about it on a daily basis, your FICO score becomes incredibly important the minute you decide you want to borrow money to buy something big. Whether you want to have a credit card for

Read More »
Avoid Lifestyle Inflation
Must Reads

Avoiding Living Paycheck to Paycheck

Just Say No to Lifestyle Inflation: How to Avoid Living Paycheck to Paycheck We’ve all been there. Payday rolls around, and you couldn’t be happier. You hit your online banking app and smile at your new balance before paying your bills. A trip to the grocery store, a night out

Read More »
Emergency Fund Personal Finance
Must Reads

Life Happens – The Importance of Your Emergency Fund

Life likes to throw challenges our way and there will be a day in which, financially speaking, life will become very costly for you to be you.  It’s important to be prepared with establishing an emergency fund and following a few of our steps will set yourself up for future

Read More »
Invest in yourself - Personal Finance 101
Earn

Get Better at Your Day Job

The topic of personal finance and savings always to put more importance on something other than your primary source of income – your job. We are here to change this train of thought and have you think strongly towards making a financial change within the context of your 9-5 and

Read More »