Must Reads

Credit Card Basics
Credit

How Credit Works: Secured vs. Unsecured Debt

How Credit Works: Secured vs. Unsecured Debt   In the previous posts in this series, we’ve looked at how your FICO score works and how to build your credit if you’re starting from scratch. One of the biggest steps to take when building your credit rating is to open a

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Credit Score
Credit

How Credit Works: Tips for Building Credit

  If you plan to make any major purchases in your life — say, a college education, a car or a house — you’ll either need a giant pile of cash on hand or access to credit. For most of us, credit is a necessity in life. That means you’ll

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Rent vs Buy
Budget

Is Renting Financially More Prudent?

  Finding independent housing is one of the first steps of “adulting”. Maybe you’re considering the possibility of relocating to a different city for a new job or finally moving out of your parent’s home, either way, your journey to find a home has begun. As you start the process,

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Debt Payoff

Debt Snowball vs. Debt Avalanche: Which Is Best?

Payoff Debt Creating a plan of action for paying down debt can be an overwhelming task, especially if your loans are coming from a variety of places with different interest rates (student loans, car loans, credit cards, etc.). And because no one’s debt situation is exactly alike, it’s hard to

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Debt Payoff

5 Strategies For Paying Down Debt

There’s a reason why the phrase “saddled with debt” exists. Whether it’s student loans, credit card debt or a looming car payment, living with debt means you’re no longer in the driver’s seat. Rather than you managing your money, your money’s began to manage you. But it doesn’t have to

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Understand FICO scores
Credit

How Credit Works: Understanding Your FICO Score

How Credit Works: Understanding Your FICO Score   Though you might not spend much time thinking about it on a daily basis, your FICO score becomes incredibly important the minute you decide you want to borrow money to buy something big. Whether you want to have a credit card for

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Avoid Lifestyle Inflation
Must Reads

Avoiding Living Paycheck to Paycheck

Just Say No to Lifestyle Inflation: How to Avoid Living Paycheck to Paycheck We’ve all been there. Payday rolls around, and you couldn’t be happier. You hit your online banking app and smile at your new balance before paying your bills. A trip to the grocery store, a night out

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Invest in yourself - Personal Finance 101
Earn

Get Better at Your Day Job

The topic of personal finance and savings always to put more importance on something other than your primary source of income – your job. We are here to change this train of thought and have you think strongly towards making a financial change within the context of your 9-5 and

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Invest

Investing: An Introduction to the Basics

Learning how to properly invest your money is different for everyone. Regardless of your age, savings amount, income level, and your financial goals, knowing where to start is very important. Surprisingly, knowing where to start is also something that is often overlooked! If you are looking to begin investing soon,

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